There's an industry perception that old guys like me can't code and keep up. Not true yet in my case although they often try to wish it into being. I just don't care about proving anything to anyone, or doing supercool fantastically complex, jumbleified & disjointed code.
Note the creation date of my ChatGPT account at the bottom. 
I was well ahead of younger people.
I used Chat to generate the framework for the first version of the Gold Token white paper in March, 2023. Then I didn't need Chat for much until the past couple of months.
I wrote the working prototype of Sila Money in about 100 days. Unfortunately, it was crippled from the onset by DEI directives and I eventually quit. But I created a pretty solid foundation which survived that nonsense and it's earning $5 million a year now.
One DEI hire was annoyed I earned almost twice her salary, so she downloaded a metric analysis tool, SCC, to prove she should get a raise. Classic rookie mistake, always test stuff first before you demo it.
First DEI hire's code value was roughly equal to his salary, $60K.
Her code value was also roughly equal to her salary, $70K.
My code value was $900K, 6x my salary. 
And then the conversation lapsed into an awkward silence.
SCC of the current Token project after perhaps 80 hours of work:
A team of three or four skilled people could build a State Token Platform prototype in a few months and have something production ready within a year. That is, if you're more interested in delivery than bureaucracy. Especially when using ChatGPT, it easily doubles project velocity. 
Backing the platform with Bitcoin or the US Treasury as a stablecoin is probably easier than a physical gold depository because they're software, too, with standard, well tested interfaces. The gold depository interfaces will be proprietary and poorly designed at first, which is why my paper has a technical working group standardizing inter-State interfaces on page 7, to prevent that. Does ANYBODY get that?
Legally, a Bitcoin could fall under only State laws as long as it's not contaminated with dollar-based inputs or outputs. Likewise with a gold depository. Physical gold is easily exchanged in the real world and technically bitcoin can be, too, but I've never tried it.
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