Land Title + Pawnshop
This is a description of the Gold Token platform in a mainstream form for a "non-technical audience". The Gold Token platform is somewhat like a hybrid of a County land office and a pawnshop.
The State Gold Token System fuses institutional trust with personal liquidity — providing a secure, verifiable ledger (like a county land office) while offering real-time, collateral-backed liquidity (like a pawnshop) without predatory interest or forfeiture risk.
| Aspect | County Land Office | Pawnshop | Gold Token System (STP) |
|---|---|---|---|
| Asset Type | Real Property (Land, Homes) | Personal Property (e.g., Jewelry) | Monetary Asset (Gold in custody) |
| Ownership Record | Recorded in Public Ledger | Retained temporarily, not formally recorded | Recorded cryptographically, assigned to wallet ID |
| Custodian | Clerk of Court or County Recorder | Licensed Pawnbroker | State Depository or Authorized Vault |
| Legal Standing | Statutory Title Registration | Bailment with Lien | Smart Contract-Backed Legal Title |
| Value Access | Not liquid unless sold/refinanced | Immediate cash loan | Digitally spendable token with embedded gold value |
| Control Rights | Owner has title; government enforces | Possessor holds collateral | Wallet owner controls token; vault holds asset |
| Reclaiming Asset | Through title sale or lien release | Repay loan + fees | Redeem token for physical gold or fiat equivalent |
| Public Interface | Title search, public record | In-person transactions | Digital wallet with audit transparency |
| Use Cases | Proof of ownership, collateral for loan | Short-term liquidity | Medium-term liquidity, long-term hedge, state savings vehicle |
| Fraud Protections | Chain of title verification | Physical verification & ID | Cryptographic signatures, MPC key control, KYC/AML optional layer |
Gold Token Paper Ver 8
Proposal for a State Token Platform (STP) backed by a State-regulated depository
State Legislatures 2025, Alt-Payment
Sixteen alt-payment bills for 2025 session.